Beginner guide
CEIT in 60 seconds
Capital funds a commercial opportunity. A team runs it. Customers create revenue. Costs are paid. Remaining cash may be distributed or reinvested.
CEIT Academy
Understand before you decide.
Simple explanations for the terms, structures and risks behind commercial ownership.
Beginner guide
REIT vs CEIT
A REIT focuses on property and rent. The proposed CEIT model may include an operating commercial business and its customer revenue.
Beginner guide
Due diligence
Verify the legal structure, management, financials, debt, valuation, rights, risks and exit mechanism.
Interactive glossary
Revenue
Money received from customers before expenses.
Why it matters: Shows the scale of activity, not what investors earn.
Profit
What remains after relevant business expenses.
Why it matters: It may support distributions or reinvestment.
EBITDA
Earnings before interest, tax, depreciation and amortisation.
Why it matters: A common operating-performance measure.
NAV
The estimated value of assets minus liabilities.
Why it matters: Helps compare value with ownership claims.
LTV
Debt divided by the value of the asset.
Why it matters: Higher leverage can increase both risk and potential return.
Debt
Money the business must repay.
Why it matters: Repayments reduce cash available.
Equity
The ownership value after liabilities.
Why it matters: Defines the residual economic interest.
Distribution
Cash paid to investors when permitted.
Why it matters: It is not guaranteed.
Liquidity
How easily an interest may be sold.
Why it matters: A CEIT interest may be difficult to transfer.
Governance
The rules for control and decisions.
Why it matters: It determines who can approve important actions.
SPV
A separate entity created to hold an asset or activity.
Why it matters: It can ring-fence ownership and obligations.
Risk guide
Commercial investment can lose money. Review management, debt, market, competition, liquidity, regulation, valuation, property and customer risk.